About Us
Financial Revivers is a debt counselling company that cares , and our goal is to help those who need financial revival whilst maintaining good relationships with our clients.
We negotiate lower installments and interest rates with your credit providers, ensuring that you have some extra funds to breathe on a monthly basis and eventually become debt free, but that's not all we also assist people already under debt review, no longer struggling financially and want to get the flag removed, And many more!
How does the process work?
- We do a free assessment and access your details with your permission, thereafter we go through your monthly income and monthly expenses with you to determine if you are over-indebted and need the help of a debt counsellor / debt review.
- If you are determined over -indebted your journey with Financial revivers will begin.
- We then notify your creditors that you will undergo debt counselling / debt review.
- Once certificate of balances is received from your creditors, we can then we can send out the proposals to your creditors.
- After all acceptance letters/response's from your creditors are received from your creditors, we will obtain a court order confirming the new repayment plan.
- We check in with you and guide you on monthly basis to ensure the process is as smooth sailing as possible.
- We ensure your monthly payments are made correctly until such a time that once all your accounts are paid, we will provide you with a clearance certificate which we will also send to your creditors, the NCR and the credit bureaus.
- 20 business days thereafter your credit report should be clear.
What if I don't qualify?
We will still assist you and guide you in the right direction to help you become debt free!
What if I am already under debt review?
We can still help!
We know how the debt review process works and would love to help and guide those already in the process to understand it as much as we do!
Our registered debt counsellor will offer you guidance and explain the process in detail to ensure you know what your options are.
No longer need the assistance of debt review?
We can help with that too! Our goal is to help South Africans gain financial revival and sometimes that also means being able to get that debt review flag removed and being able to apply for credit again, and if that is your plan, look no further, we would love to help you with that.